Industry Glossary

Full terminology database.

• apr cap
• asset categories gold silver electronics tools luxury
• asset valuation
• authentication
• basis points
• bulletin 88
• cash flow
• chattel mortgage
• collateral based lending
• collateral
• compliance officer
• conditional sale
• consumer protection
• credit check
• custody fee
• default rate
• depreciation curve
• diamond grading
• digital reporting
• dispute resolution
• due diligence
• encumbrance
• equitable interest
• fair market value
• fiduciary duty
• finance charge
• fixed rate
• forfeiture mechanics
• forfeiture
• gia certificate
• gold spot price
• grace period
• gross weight
• guarantor
• hedge
• hold period
• hypothecation
• identity verification
• impound
• indemnity
• inflation adjustment
• insolvency
• inspection fee
• installment loan
• interest accrual and fee models
• interest floor
• inventory turnover
• jewelry scrap
• karat purity
• kyc protocols
• lien
• liquid asset
• liquidation value
• liquidity event
• loan term
• loan to value ltv
• luxury goods
• maker s mark
• market volatility
• maturity date
• melt value
• micro lending
• new york regulatory context
• non recourse
• notary public
• numismatic value
• obsolescence
• operating expense
• origination fee
• pawn loans
• pawn ticket
• personal property
• pledge
• precious metals
• principal
• processing fee
• promissory note
• proof of ownership
• purity test
• qualified appraiser
• rate ceiling
• recourse loan
• redemption cycles
• redemption period
• regulated lender
• renewal
• repayment plan
• replacement value
• repossession
• resale certificate
• risk assessment
• scrap market
• secured debt
• security interest
• sell vs pawn frameworks
• settlement
• short term credit
• solvent
• speculation
• storage fee
• surety bond
• tangible asset
• ticket extension
• title
• transaction log
• truth in lending
• unbanked
• underwriting
• valuation and liquidity