Market Behavior

Consumer liquidity patterns.

• behavioral analysis of repeat borrowers
• consumer rationality in high frequency short term borrowing
• economic downturns and redemption correlation
• forfeiture rates and secondary market integration
• generational shifts in collateral usage
• psychological barriers to secured lending
• redemption velocity by asset class gold vs electronics
• seasonal affective disorder and liquidity needs
• seasonal liquidity cycles in urban markets
• suburban vs urban lending patterns
• the economics of optionality in non recourse lending
• the found money effect in asset liquidation
• the impact of crypto volatility on pawn volume
• the role of sentiment in jewelry redemption decisions
• the role of sentiment in selling heirlooms
• the velocity of money in micro lending